body{margin:0;font-family:Inter,sans-serif;background-color:#f9f8f6;color:#111827}.app{display:flex;flex-direction:column;min-height:100vh}.header{display:flex;justify-content:space-between;align-items:center;background-color:#fff;padding:18px 40px;box-shadow:0 1px 4px #00000014}.logo{display:flex;align-items:center;gap:10px;font-size:20px;font-weight:700;color:#0d9488}.logo img{width:28px;height:28px}.nav a{margin:0 12px;color:#374151;text-decoration:none;font-weight:500;font-size:15px}.nav a:hover{color:#0d9488}.auth-buttons button{margin-left:10px;padding:6px 16px;border-radius:6px;border:none;cursor:pointer;font-size:14px;font-weight:500}.login{background-color:#0d9488;color:#fff}.signup{background-color:#e5e7eb;color:#374151}.hero{background-color:#1f9e9e;color:#fff;text-align:center;padding:70px 20px}.hero h1{font-size:32px;font-weight:700;margin-bottom:12px}.hero p{font-size:16px;line-height:1.6;max-width:700px;margin:0 auto}.herosub{background-color:#1f9e9e;color:#fff;text-align:center;padding:35px 20px}.herosub h1{font-size:32px;font-weight:700;margin-bottom:12px}.herosub p{font-size:16px;line-height:1.6;max-width:700px;margin:0 auto}.score-card{background-color:#fff;margin:40px auto 0;padding:28px 36px;border-radius:12px;box-shadow:0 1px 4px #0000001a;width:80%;max-width:800px}.score-card h2{font-size:18px;font-weight:600;display:flex;align-items:center;gap:8px;margin-bottom:16px}.score-label{font-size:14px;color:#374151;margin-bottom:8px}.score-bar{background:#e5e7eb;border-radius:10px;height:10px;overflow:hidden;margin-bottom:8px}.score-fill{width:80%;height:100%;background-color:#0d9488}.score-description{font-size:13px;color:#6b7280}.offers{width:80%;max-width:800px;margin:30px auto}.offer{display:flex;justify-content:space-between;align-items:center;padding:16px 0;border-bottom:1px solid #e5e7eb}.offer h3{font-size:16px;font-weight:700;color:#111827}.offer p,.offer a{font-size:14px;color:#6b7280;text-decoration:none}.offer a:hover{text-decoration:underline;color:#0d9488}.footer{text-align:center;font-size:12px;color:#9ca3af;margin-top:auto;padding:40px 0}.stat-container{display:flex;justify-content:space-between;align-items:stretch;gap:16px;flex-wrap:wrap;margin-top:24px}.stat-card{flex:1;min-width:220px;background:#fff;border:1px solid #e5e7eb;border-radius:12px;padding:24px;box-shadow:0 2px 6px #0000000d;text-align:center;transition:transform .2s ease,box-shadow .2s ease}.stat-card:hover{transform:translateY(-3px);box-shadow:0 4px 12px #00000014}.stat-title{font-size:1rem;color:#6b7280;margin-bottom:8px;font-weight:500}.stat-value{font-size:2rem;font-weight:700;color:#0d9488;margin:0}.add-loan-button{background-color:#40a8a4;color:#fff;border-radius:8px;border:none;padding:12px 24px;font-family:sans-serif;font-size:16px;font-weight:500;line-height:1.5;cursor:pointer;box-shadow:0 2px 4px #0000001a;transition:background-color .15s ease-in-out,box-shadow .15s ease-in-out;white-space:nowrap}.add-loan-button:hover{background-color:#348885;box-shadow:0 4px 8px #0003}.add-loan-button:focus{outline:2px solid #40A8A4;outline-offset:2px}.product-list{display:flex;flex-wrap:wrap;justify-content:space-between;gap:20px;margin-top:24px}.product-card{background-color:#fff;border:1px solid #e5e7eb;border-radius:12px;padding:20px;box-shadow:0 1px 3px #0000000d;transition:box-shadow .2s ease,transform .2s ease;width:calc(50% - 10px);box-sizing:border-box}.product-card:hover{box-shadow:0 3px 8px #00000014;transform:translateY(-2px)}.product-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}.product-title{font-size:1rem;font-weight:700;color:#1f2937;text-transform:capitalize;margin:0}.product-icons{display:flex;gap:10px}.product-icons .icon{font-size:.95rem;color:#6b7280;cursor:pointer;transition:color .2s ease,transform .2s ease}.product-icons .icon:hover{color:#111827;transform:scale(1.1)}.product-body{font-size:.9rem;color:#4b5563;line-height:1.5;margin-bottom:16px}.product-body p{margin:3px 0}.product-body strong{display:block;margin-top:8px;font-weight:600;color:#111827}.product-footer{display:flex;gap:10px}.product-btn{flex:1;background-color:#fafafa;border:1px solid #e5e7eb;border-radius:8px;padding:8px 12px;font-size:.85rem;font-weight:500;color:#1f2937;cursor:pointer;transition:background-color .2s ease,border-color .2s ease}.product-btn:hover{background-color:#f3f4f6;border-color:#d1d5db}@media(max-width:768px){.product-card{width:100%}}.modal-overlay{position:fixed;inset:0;z-index:1000;background-color:#00000080;display:flex;justify-content:center;align-items:center}.modal-content{background-color:#fff;border-radius:12px;max-width:500px;width:90%;box-shadow:0 4px 15px #0003;z-index:1001;overflow:hidden}.modal-header{display:flex;justify-content:space-between;align-items:center;padding:24px 24px 16px}.modal-title{font-size:1.5rem;font-weight:700}.modal-close-btn{background:none;border:none;font-size:2rem;line-height:1;color:#9ca3af;cursor:pointer;transition:color .15s ease-in-out}.modal-close-btn:hover{color:#1f2937}.modal-form{padding:8px 24px 24px;display:flex;flex-direction:column;gap:16px}.form-label{display:block;font-size:.875rem;font-weight:600;color:#374151;margin-bottom:4px}.form-input,.form-textarea{width:100%;padding:12px;border:1px solid #d1d5db;border-radius:8px;box-sizing:border-box;transition:border-color .15s ease-in-out}.form-input:focus,.form-textarea:focus{outline:none;border-color:#40a8a4;box-shadow:0 0 0 3px #40a8a433}.form-textarea{resize:vertical}.form-grid-2{display:grid;grid-template-columns:1fr 1fr;gap:16px}.form-action{padding-top:16px}.add-loan-submit-btn{width:100%;padding:12px 24px;border:none;border-radius:8px;color:#fff;font-size:1.125rem;font-weight:600;cursor:pointer;box-shadow:0 2px 4px #00000026;transition:background-color .15s ease-in-out}.checkbox-group{display:flex;align-items:center;gap:8px}.form-checkbox{width:16px;height:16px;border:1px solid #d1d5db;border-radius:4px;cursor:pointer}.form-label-inline{font-size:1rem;font-weight:500;color:#374151;margin:0;cursor:pointer}:root{--page-bg: #faf7f5;--card-bg: #ffffff;--muted: #6b615c;--muted-2: #9b928d;--accent: #19a59a;--line: #ebe6e3;--border: #efe9e6;--radius-lg: 12px;--radius-md: 8px;--shadow-sm: 0 1px 3px rgba(0,0,0,.05);--shadow-md: 0 3px 8px rgba(0,0,0,.06);--max-width: 1100px;--container-pad: 28px;--font-sans: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial}.profile-page{background:var(--page-bg);padding:48px var(--container-pad);font-family:var(--font-sans);color:#111;box-sizing:border-box}.profile-inner{max-width:var(--max-width);margin:0 auto}.profile-hero{text-align:center;padding-bottom:28px}.profile-title{font-size:2rem;font-weight:800;margin:0 0 8px;letter-spacing:-.5px}.profile-subtitle{color:var(--muted-2);margin:0;font-size:1rem;font-weight:500}.stepper{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:28px 8px;background:transparent}.step{flex:1 1 0;display:flex;flex-direction:column;align-items:center;position:relative;min-width:0}.step:not(:last-child):after{content:"";position:absolute;height:6px;background:var(--line);top:18px;left:50%;right:-50%;z-index:0;border-radius:3px}.step-number{z-index:2;width:44px;height:44px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--line);color:var(--muted-2);font-weight:700;box-shadow:none}.step.active .step-number{background:var(--accent);color:#fff}.step-label{margin-top:10px;color:var(--muted);font-size:.95rem;text-align:center}.profile-card{background:var(--card-bg);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow-sm);margin-top:18px;overflow:hidden}.card-title{font-size:1.25rem;font-weight:800;margin:0 0 18px;color:#111}.form-row{margin-bottom:16px}.form-row label{display:block;margin-bottom:8px;color:var(--muted);font-weight:600;font-size:.95rem}.input,textarea{width:100%;box-sizing:border-box;border:1px solid var(--border);background:#fbf7f6;padding:12px 14px;border-radius:var(--radius-md);font-size:1rem;color:#1d1d1d;outline:none;transition:box-shadow .14s ease,border-color .14s ease,transform .14s ease;height:48px}.input::placeholder,textarea::placeholder{color:var(--muted-2)}textarea{min-height:88px;padding-top:10px;padding-bottom:10px;height:auto}.input:focus,textarea:focus{border-color:#19a59ad9;box-shadow:0 4px 18px #19a59a14}.card-actions{display:flex;gap:12px;margin-top:18px}.btn{padding:10px 16px;border-radius:8px;border:1px solid var(--border);background:#fafafa;cursor:pointer;font-weight:600;color:#222}.btn-primary{background:var(--accent);color:#fff;border-color:#00000005}.small{font-size:.9rem;color:var(--muted-2)}@media(max-width:880px){.stepper{padding:18px 4px}.step-number{width:40px;height:40px;top:0}.profile-title{font-size:1.5rem}}@media(max-width:560px){.stepper{gap:8px}.step:not(:last-child):after{left:50%;right:-25%}.profile-card{padding:18px}.input{height:44px}}.profile-complete-modal{max-width:400px;width:90%;text-align:center;padding:30px}.success-icon-container{font-size:3rem;line-height:1;margin-bottom:10px}.success-title{font-size:1.8rem;font-weight:700;margin-bottom:10px}.success-message{font-size:1rem;color:#4b5563;margin-bottom:25px}.my-applications-page{background-color:var(--page-bg, #f9f8f6);min-height:100vh;font-family:var(--font-sans, "Inter", sans-serif);color:#111827}.applications-header{background-color:#1f9e9e;color:#fff;text-align:center;padding:70px 20px}.applications-header h1{font-size:32px;font-weight:700;margin-bottom:12px;letter-spacing:-.5px}.applications-header p{font-size:16px;line-height:1.6;max-width:700px;margin:0 auto;color:#e6f3f2}.filter-section{margin:-30px auto 40px;width:90%;max-width:1100px;text-align:left}.filter-section label{display:block;font-weight:600;font-size:15px;color:#374151;margin-bottom:6px}.filter-section select{width:240px;padding:10px 14px;border-radius:8px;border:1px solid var(--border, #e5e7eb);background-color:#fff;color:#374151;font-size:14px;cursor:pointer;transition:border-color .2s ease,box-shadow .2s ease}.filter-section select:focus{outline:none;border-color:#0d9488;box-shadow:0 0 0 3px #0d948826}.applications-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(340px,1fr));gap:24px;width:90%;max-width:1100px;margin:0 auto 60px}.application-card{background-color:var(--card-bg, #ffffff);border:1px solid var(--border, #e5e7eb);border-radius:12px;padding:26px 28px;box-shadow:var(--shadow-sm, 0 1px 3px rgba(0, 0, 0, .05));transition:transform .2s ease,box-shadow .2s ease}.application-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md, 0 3px 8px rgba(0, 0, 0, .1))}.application-card h3{font-size:1.1rem;font-weight:700;color:#1f2937;margin-bottom:12px}.application-card p{display:flex;justify-content:space-between;font-size:.95rem;color:#4b5563;margin:6px 0}.application-card span{color:#111827;font-weight:500}.view-details-btn{display:block;width:100%;background-color:#0d9488;color:#fff;text-align:center;border:none;border-radius:8px;padding:12px 0;font-weight:600;font-size:.95rem;margin-top:18px;cursor:pointer;transition:background-color .2s ease,box-shadow .2s ease}.view-details-btn:hover{background-color:#0b7e74;box-shadow:0 3px 6px #0000001a}.empty-state{text-align:center;color:#6b7280;font-size:1rem;margin-top:60px}@media(max-width:768px){.applications-header{padding:50px 16px}.applications-header h1{font-size:26px}.applications-header p{font-size:15px}.applications-grid{gap:18px}.application-card{padding:20px}}.admin-dashboard-page{background-color:var(--page-bg, #f9f8f6);min-height:100vh;padding:0 0 60px}.admin-header{background-color:#1f9e9e;color:#fff;padding:30px 40px;box-shadow:0 2px 4px #0000001a}.admin-header-content{max-width:var(--max-width, 1100px);margin:0 auto}.admin-header h1{font-size:32px;font-weight:700;margin:0 0 8px}.admin-header p{font-size:16px;color:#e6f3f2;margin:0}.admin-main-content{max-width:var(--max-width, 1100px);margin:30px auto 0;padding:0 20px}.admin-section-header{display:flex;justify-content:space-between;align-items:center;margin:30px 0 20px;padding-top:10px;border-top:1px solid #e5e7eb}.admin-section-header:first-of-type{margin-top:0;border-top:none}.admin-section-header h2{font-size:1.5rem;font-weight:700;color:#1f2937;margin:0}.application-filter-bar{display:flex;align-items:center;margin-bottom:25px}.application-filter-bar label{font-weight:600;font-size:.95rem;color:#374151;margin-right:15px}.application-filter-bar select{width:200px;padding:8px 12px;border-radius:6px;border:1px solid #d1d5db;background-color:#fff;font-size:.9rem;cursor:pointer}.application-list-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(350px,1fr));gap:20px;margin-bottom:30px}.client-application-card{background-color:#fff;border:1px solid #e5e7eb;border-radius:8px;padding:20px;box-shadow:0 1px 3px #0000000d}.client-card-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:15px;border-bottom:1px dashed #e5e7eb;padding-bottom:10px}.client-card-header h3{font-size:1.1rem;font-weight:700;color:#1f2937;margin:0}.client-details-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px 10px;font-size:.9rem;color:#6b7280}.client-detail-item{display:flex;flex-direction:column}.client-detail-label{font-weight:500;margin-bottom:3px}.client-detail-value{font-weight:700;color:#111827}.client-view-link{display:inline-block;color:#40a8a4;font-size:.85rem;font-weight:600;margin-top:15px;text-decoration:none;transition:text-decoration .2s}.client-view-link:hover{text-decoration:underline}.loan-offers-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px}.loan-offer-card{background-color:#fff;border:1px solid #e5e7eb;border-radius:8px;padding:20px;box-shadow:0 1px 3px #0000000d;display:flex;flex-direction:column}.loan-offer-card h3{font-size:1.2rem;font-weight:700;color:#1f2937;margin:0 0 10px;display:flex;justify-content:space-between;align-items:center}.offer-status-badge{background-color:#cffafe;color:#0891b2;padding:4px 10px;border-radius:4px;font-size:.75rem;font-weight:600;text-transform:uppercase}.offer-detail-row{display:grid;grid-template-columns:1fr 1fr;gap:5px 10px;font-size:.9rem;color:#4b5563;padding-bottom:5px;border-bottom:1px solid #f3f4f6}.offer-detail-row:last-of-type{border-bottom:none;margin-bottom:15px}.offer-label{font-weight:500}.offer-value{text-align:right;font-weight:600;color:#111827}.loan-offer-card .edit-offer-btn{width:100%;background-color:#fafafa;border:1px solid #e5e7eb;border-radius:8px;padding:10px 12px;font-size:.9rem;font-weight:600;color:#1f2937;cursor:pointer;transition:background-color .2s ease,border-color .2s ease;margin-top:auto}.loan-offer-card .edit-offer-btn:hover{background-color:#f3f4f6;border-color:#d1d5db}@media(max-width:768px){.admin-header{padding:20px 15px}.admin-header h1{font-size:26px}.admin-main-content{padding:0 15px}.client-details-grid{grid-template-columns:1fr 1fr;gap:15px 10px}}.client-status-pending{background-color:#ffedd5;color:#fb923c;padding:4px 10px;border-radius:4px;font-size:.8rem;font-weight:600}.client-status-approved{background-color:#d1fae5;color:#10b981;padding:4px 10px;border-radius:4px;font-size:.8rem;font-weight:600}.client-status-rejected{background-color:#fee2e2;color:#ef4444;padding:4px 10px;border-radius:4px;font-size:.8rem;font-weight:600}.details-modal-header{padding:24px 24px 16px;border-bottom:1px solid var(--border)}.details-modal-title{font-size:1.5rem;font-weight:700;margin:0;color:#111}.details-content{padding:16px 24px 24px;font-size:.95rem}.details-section{margin-bottom:20px;padding-bottom:15px;border-bottom:1px dashed var(--line)}.details-section h4{font-size:1.1rem;font-weight:700;color:#1f2937;margin-bottom:12px}.applicant-info-grid,.loan-details-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px 20px}.detail-item{line-height:1.4}.detail-label{font-weight:500;color:var(--muted);display:block}.detail-value{font-weight:600;color:#111}.details-modal-actions{display:flex;justify-content:flex-end;gap:15px;padding:15px 24px;border-top:1px solid var(--border)}.btn-approve{background:var(--accent);color:#fff;padding:10px 18px;border:none;border-radius:8px;font-weight:600;cursor:pointer;transition:background-color .2s}.btn-reject{background:#ef4444;color:#fff;padding:10px 18px;border:none;border-radius:8px;font-weight:600;cursor:pointer;transition:background-color .2s}.btn-approve:hover{background:#148f86}.btn-reject:hover{background:#dc2626}.modal-content{background-color:#fff;border-radius:12px;width:90%;max-width:550px;max-height:90vh;overflow-y:auto;box-shadow:0 10px 25px #0003}.modal-header{padding:24px;display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid #e5e7eb}.modal-title{font-size:1.5rem;font-weight:700;color:#40a8a4}.modal-close-btn{background:none;border:none;font-size:1.5rem;cursor:pointer;color:#4b5563}.modal-form-content{padding:24px}.form-group{margin-bottom:15px}.form-group label{display:block;font-weight:500;color:#1f2937;margin-bottom:5px}.input,.textarea{width:100%;padding:10px 12px;border:1px solid #d1d5db;border-radius:8px;font-size:1rem;box-sizing:border-box;transition:border-color .2s}.input:focus,.textarea:focus{outline:none;border-color:#40a8a4;box-shadow:0 0 0 1px #40a8a4}.textarea{resize:vertical}.form-row{display:flex;gap:15px}.form-row>.form-group{flex:1}.modal-footer{padding:20px 24px 24px;border-top:1px solid #e5e7eb;text-align:right}.btn-primary{background-color:#40a8a4;color:#fff;padding:12px 20px;border:none;border-radius:8px;font-weight:600;cursor:pointer;width:100%;transition:background-color .2s}.btn-primary:hover{background-color:#338a86}.loan-offers-section{margin:30px 0}.offer-cards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;margin-top:20px}.user-offer-card{background-color:#fff;border:1px solid #e5e7eb;border-radius:12px;padding:25px;box-shadow:0 4px 10px #0000000d;transition:transform .2s ease,box-shadow .2s ease;display:flex;flex-direction:column}.user-offer-card:hover{transform:translateY(-3px);box-shadow:0 6px 15px #0000001a}.offer-header{margin-bottom:15px;border-bottom:2px solid #f3f4f6;padding-bottom:10px}.offer-header h3{font-size:1.3rem;font-weight:700;color:#1f2937;margin:0}.offer-details-list{flex-grow:1;margin-bottom:20px}.offer-detail-item{display:flex;justify-content:space-between;padding:5px 0;font-size:.95rem;color:#4b5563}.offer-detail-label{font-weight:500}.offer-detail-value{font-weight:600;color:#111827}.apply-button{background-color:#0d9488;color:#fff;padding:12px 0;width:100%;border:none;border-radius:8px;font-size:1rem;font-weight:600;cursor:pointer;transition:background-color .2s;margin-top:auto}.apply-button:hover{background-color:#0a7e74}.error-message{color:#ef4444;font-size:.85rem;margin-top:4px;font-weight:500}.input-error{border-color:#ef4444!important;box-shadow:0 0 0 3px #ef444426!important}.modal-overlay{position:fixed;inset:0;background-color:#00000080;display:flex;justify-content:center;align-items:center;z-index:1000}.modal-content{background-color:#fff;border-radius:16px;padding:30px 40px;width:90%;max-width:450px;position:relative;box-shadow:0 10px 25px #0003}.modal-close-btn{position:absolute;top:15px;right:15px;background:none;border:none;font-size:1.5rem;cursor:pointer;color:#4b5563}.modal-title{color:#0d9488;font-size:1.8rem;font-weight:700;margin-bottom:30px}.form-group{margin-bottom:20px}.form-group label{display:block;font-weight:600;color:#374151;margin-bottom:5px;font-size:.9rem}.modal-input{width:100%;padding:12px 15px;border:1px solid #d1d5db;border-radius:8px;font-size:1rem;box-sizing:border-box}.modal-input:focus{border-color:#0d9488;box-shadow:0 0 0 3px #0d948833;outline:none}.modal-action-btn{width:100%;padding:14px 20px;font-size:1.1rem;margin-top:15px}.modal-footer-link{text-align:center;margin-top:20px;font-size:.9rem;color:#6b7280}.link-text{color:#0d9488;font-weight:600;cursor:pointer;text-decoration:underline}